Your Agreement with Us

Read Annita's comprehensive terms of service to understand your rights, responsibilities, and the legal framework governing your use of our platform and services.

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+231 77 505 7227

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Terms of Service Overview

Navigate through our comprehensive terms of service. Click any section below to jump directly to the information you need.

Important Legal Notice

These terms constitute a legally binding agreement. By using Annita's services, you agree to be bound by these terms. If you disagree with any part, please do not use our services.

Acceptance of Terms

By accessing and using Annita's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Electronic Agreement

Your use of our services constitutes electronic acceptance of these terms.

Continuous Agreement

Terms remain in effect as long as you use our services.

Service Description

What We Provide

Annita provides a comprehensive all-in-one digital platform that includes e-commerce, fintech services, AI-powered business tools, payment processing, logistics management, and various business solutions.

E-commerce Platform

Online marketplace and storefront solutions

Payment Processing

Secure payment gateway and transaction processing

Business Tools

AI-powered analytics and automation tools

Marketplace

Multi-vendor marketplace for businesses

Security Features

Advanced security and fraud protection

Data Protection

GDPR-compliant data handling

User Obligations

Your Responsibilities

As a user of our platform, you agree to maintain accurate account information, use the services lawfully, and respect the rights of other users and third parties.

Account Responsibilities

Maintain accurate and current account information
Keep login credentials secure and confidential
Notify us immediately of unauthorized access
Accept responsibility for all activities under your account

Usage Obligations

Use services only for lawful purposes
Respect intellectual property rights
Maintain professional conduct with other users
Comply with all applicable laws and regulations

Payments & Billing

Payment Terms

Payment terms vary by service. All fees are clearly disclosed before purchase. You agree to pay all charges associated with your account.

Fee Structure

• Transaction fees for marketplace sales

• Subscription fees for premium features

• Payment processing fees

• Currency conversion fees (where applicable)

Billing Cycle

• Monthly billing for subscription services

• Immediate charges for one-time purchases

• Automatic renewal unless cancelled

• 30-day payment terms for invoices

Payment Disputes

All payment disputes must be raised within 30 days of the transaction. We will investigate and resolve disputes in accordance with our refund policy.

Prohibited Activities

Strictly Prohibited

You may not use our services for any unlawful or prohibited activities. Violation of these terms may result in immediate account suspension or termination.

Fraudulent activities or scams
Violation of intellectual property rights
Harassment or abuse of other users
Distribution of malicious software
Illegal content or activities
Circumvention of security measures
Excessive automated requests
False or misleading information
Violation of export control laws
Engagement in money laundering
Terrorist financing activities
Sale of prohibited goods

Intellectual Property

Our Intellectual Property

All content, features, and functionality of our services are owned by Annita and are protected by copyright, trademark, and other intellectual property laws.

What Belongs to Us

• Platform software and algorithms

• User interface designs

• Brand names and logos

• Marketing materials

• Proprietary business methods

Your Content Rights

• You retain ownership of your content

• You grant us license to use your content

• We may use content for service improvement

• Content must not violate our policies

Liability & Disclaimers

Service "As Is"

Our services are provided "as is" and "as available" without warranties of any kind. We do not guarantee uninterrupted or error-free service.

Liability Limitations

• Maximum liability limited to fees paid

• No liability for indirect damages

• No liability for data loss

• No liability for business interruption

What We Warrant

• Services will be provided with reasonable skill

• Reasonable security measures in place

• Compliance with applicable laws

• Professional service delivery

Termination

Account Termination

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate accounts that violate our terms.

Termination by You

Cancel account through settings
No fees for account closure
Data export available upon request
30-day notice period for subscriptions

Termination by Us

Immediate suspension for violations
Notice provided where possible
Appeal process available
Data retention as required by law
Terms FAQ

Frequently Asked Questions

Get answers to common questions about our terms of service, user obligations, and platform usage.

Legal Notice

These FAQs are for informational purposes and do not constitute legal advice. For specific legal questions or concerns about your account, please contact our legal team directly.

Contact Legal Team

Need Help with Terms & Legal?

Our legal team is here to help you understand our terms, resolve disputes, or address any legal concerns you may have.

Email Support

Send detailed inquiries and legal questions

Response within 24 hours

Phone Support

Speak directly with our legal team

+231 77 505 7227
Mon-Fri, 9 AM - 5 PM GMT

Office Visit

Meet our legal team in person

Monrovia, Liberia
By appointment only

Dispute Resolution Process

If you have a dispute regarding our terms or services, we follow a structured resolution process to ensure fair outcomes.

1

Initial Contact

Reach out to our legal team with your concern

2

Review & Investigation

We review your case and gather relevant information

3

Resolution Proposal

We provide a fair resolution or next steps

4

Final Resolution

Case is resolved or escalated if needed

Our Response Commitment

We take legal inquiries seriously and are committed to timely responses:

24 Hours
General Inquiries
48 Hours
Legal Questions
1 Week
Complex Disputes

Submit a Legal Inquiry

Have questions about our terms, need clarification on your rights, or want to report a concern? Fill out the form below.

Last Updated: March 15, 2024 • Effective Date: March 15, 2024

These terms of service are reviewed regularly to ensure compliance with evolving legal standards and requirements.